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Go to the “Budget” tab, tap +, select Chime, and add your account.Įmpower tracks your spending, helps you budget, and automatically sets savings aside. You can receive Albert’s cash advances in your Chime account. For instant delivery, you’ll pay $3.99 if you’re a Genius subscriber and $4.99 if you’re not.

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The advance is free if you take standard delivery, which can take up to three days. Genius features include personal finance tips and advice from live experts, a 1% reward on your savings, and a micro-investment account.Īlbert will give you early access to $100 and remove the funds on your next payday. You’ll need to provide your login details.Īlbert is also a money management app, analyzing your income and spending habits, making savings and budget recommendations, and moving savings into a linked digital wallet.Īlbert is free but offers a premium service, Albert Genius, at $4/month. To link your Chime account to Cleo just search for Chime using the bar at the top of the app. Many Cleo functions are free, but the cash advance is part of the Cleo+ package, which costs $5.99 a month. Like Dave, Cleo has access to your bank account and will get the sum back on payday. The app will give you a fee-free cash advance to help out until payday. Here are some options: CleoĬleo is an app that not only tracks spending, it also acts as a budgeting app and helps you save. Other cash advance apps like Dave that work with ChimeĪside from Dave, there are a few other apps that also work with Chime. If you already have a bank linked to your Dave app, go to the profile tab, select Linked Banks and Card, tap Change and go to the bank search. If you’re a Dave member, search the list of banks, select Chime, and use your login details. You will need a steady income, but there’s no credit check. Payment is due on your next payday or on the next Friday, depending on the amount. Daveįor a flat fee of $1 a month, Dave gives interest-free cash advances up to $100.

If you’re looking for cash advance apps that work with Chime, Dave is the most notable. Here are Some Cash Advance Apps That Work With Chime

There may be a default tip that will be charged unless you select a smaller amount. Some apps have fees and others encourage voluntary tips. The app withdraws it when your paycheck is deposited.Ĭash advance apps generally do not charge interest. You borrow money, and the repayment is automatic. What is a Cash Advance App?Ĭash advance apps, also sometimes called cash apps or paycheck advance apps, provide short-term loans when you run short of cash before payday. You can only use mobile check deposit if you have signed up for direct paycheck deposit. There are some downsides: cash deposits may be difficult, and online transfers have a $200/day limit. You can send money to anyone with a bank account with no fee. There’s no monthly fee, minimum balance fee, or overdraft fee. Get paid early: direct deposits are available up to two days before payday.You need to have a Chime spending account to use these products. Chime also offers a savings account and a secured credit card designed for building credit.

The spending account is designed to receive direct deposit paychecks.

Both of these banks are FDIC members, so Chime accounts are insured.Ĭhime offers a spending account with a Chime Visa Debit Card. Its banking products are offered through the Bancorp Bank or Stride Bank. Cash Advance Apps That Don’t Work with ChimeĬhime is not a bank.Other cash advance apps like Dave that work with Chime.Here are Some Cash Advance Apps That Work With Chime.